Defensive Driving

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Unfortunately, aggressive drivers have become an accepted part of today’s driving. While we can't do much about others’ behavior, we can always drive under control and learn how to react correctly when faced with an aggressive driver. Have you considered taking a course in defensive driving? These courses can teach you collision prevention techniques, general driving skills and tips on avoiding road rage. By learning these aptitudes, we can protect ourselves and others in our car while making the road safer for everyone.

The benefits of taking a defensive driving course are hard to ignore:

  • Saving your life - According to the National Safety Council, an estimated 77% of accidents are attributed to driver error. Reinforcing your defensive driving skills will provide you with necessary techniques to avoid accidents and serve as an important reminder to drive defensively at all times.
  • Some states allow individuals to attend defensive driver/driver improvement school in lieu of conviction/points for certain violations. Point reductions can dramatically affect your insurance rates.
  • Your insurance carrier may lower your rates simply for taking the class. Currently 34 states offer discounts. The total discount typically vary between 2-10%, and are most commonly available for mature drivers (50-55+) although many are available all drivers and even for teen driver safety courses.

To see what discounts you may be eligible for, check with your insurance agent. Keep in mind that these generally apply when the driver has no tickets or accidents and insurers will not apply discounts if the class is taken as part of a court order. Regardless of the reasons for applying it, defensive driving benefits yourself and everyone around you. If you are still involved in an accident, an experienced attorney is always available to help you with your case.

Updated: LW

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