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Bodily Injury Liability

Bodily injury liability is defined as the amount of financial liability an individual driver may sustain during an automobile accident. In response, drivers seek insurance coverage to protect against bodily injury liability claims to a given dollar amount. Having sufficient bodily injury liability coverage ensures one's assets are protected in the event of an accident deemed their fault that returns a damages judgment or settlement. Bodily injury liability coverage refers to coverage protecting against claims of personal injury from other drivers and your passengers, but not one's self. In most states, the requirements to be a legally insured driver entail some form of bodily injury liability coverage minimum.

Fast Facts

  • Bodily injury liability coverage uses dual coverage limits to note the highest amount of money that will be covered per incident and per victim.
  • Bodily injury liability claims coverage also cover incidents of wrongful death stemming from auto accidents.

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