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Car Accident Claim

A car accident claim can be defined as any statement or request for compensation from either insurance companies or other drivers' insurance companies as the result of damages incurred during a traffic accident. In many cases, the insurance companies for all parties involved will use their employed claims adjusters to negotiate settlements as efficiently as possible. In cases of simply property damage, claims are relatively easily resolved; however, car accident claims involving injuries often involve much more effort and action. Each car accident claim may also contrast another's car accident claims regarding fault and percentage of liability, which requires claims adjusters to typically negotiate these percentages out amongst themselves in the event a driver will not incur any financial liability due to prior car accident claims coverage.

Fast Facts

  • In the event of car accident claims involving drivers that are underinsured or not insured, some insurance companies provide specific types of coverage compensating for this potential incident.
  • A car accident claim may eventually evolve into a personal injury or property damage suit, therefore, careful consideration of maintaining records of events, statements, and other evidence is helpful.

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