What do I do if the person who hit my car has no insurance?

If you are a victim of a hit and run accident, wherein the other driver refuses to pay and drives away, your legal recourse would be to file a lawsuit against the other driver and his insurance company. This is possible once the police are able to track down the other driver who hit you. The lawsuit may be in order if the other driver still would not agree to pay even though he is found to be at fault for the car accident. However, it is also possible that the driver runs away because he does not have insurance. If this is the case, you have an even stronger basis to file for a lawsuit because it is illegal for drivers to operate a motor vehicle without insurance. All states require drivers to have car insurance. When filing a lawsuit, you must secure a copy of the car accident report that states that the other driver was at fault. This report will also contain details about the accident that you may not be aware of.

Whether the driver at fault for the car accident has insurance or not, it is imperative that you consult a skilled car accident attorney if the driver refuses to pay for the damages you incurred during the accident. Your attorney will help you file the case in a court of law and gather the necessary documents that will strengthen the case. He/she will also help you receive the compensation that you deserve for the injuries that you have sustained.