What are my rights if a drunk hits my car?

There may be a time you need to ask yourself, "What can I do if a drunk hits my car?" The answer will depend on where you are as well as whether or not the person who hit your car had insurance. This is going to be the biggest concern you will face. If the driver of the car had insurance, then you will not have nearly the problems you would have if the driver was uninsured. You also need to know what the specific rules on compensation are and what you were doing when your car was hit. The situation will change if your car was parked and unoccupied and if you were driving and then hit by a drunk driver.

The rights you have when a drunk driver hits your car will vary from state to state. In many cases, you will be able to simply take the compensation that is offered to you by the insurance company. Here are your realistic options and rights that you can use:

• Take the insurance settlement from the driver, as long as the driver has insurance.
• Use the legal system. If the driver does not have insurance, you may need to sue him. You can get compensation of some sort.
• Have your insurance company handle it. If the driver does not have insurance, and you do, file a claim with your company and let them handle the problems for you after they pay you.

A lawyer will be able to advise you on the best action to take when your car has been hit. He will also be able to represent you and help you get compensation if the person who hit your car does not have insurance.