Should I accept whatever the car accident insurance adjuster first offers me?


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Question:

I got into a car accident two months ago and my insurance company finally got back to me and told me what they were going to give me for having totaled my car. I don’t think it is nearly enough- should I accept whatever the car accident insurance adjuster first offers me or should I try to get more money somehow?

Answer:

If you believe that your insurance company has not offered you a fair settlement, you should not accept their offer. If you do accept their offer and take the settlement money, you will generally be barred from recovering any additional money on the accident. Before you agree to settle, do some research to determine whether the offer was fair. You can, for example, research the blue book or replacement value of the vehicle that you had. Your best bet, however, may be to speak with an experienced car accident attorney who can help you determine what amount of compensation is normally in your situation and who can help you negotiate with the insurance company to get the money you deserve.

Talk to a Car Accident Attorney now for a free consultation where you can find out what your claim is worth and how much to settle for.

This site does not provide legal advice and users of this site should not interpret any of the information presented here as legal advice. The information provided merely conveys general information related to commonly asked legal questions. We are not a law firm and the employees responding to questions are not acting as your legal attorney. You should ultimately consult with a lawyer for your case.

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