How quickly should the car accident insurance begin making payments for medical expenses?

I was injured in a car accident where the other driver was found to be at fault. My medical expenses are accumulating and it seems that the at-fault insurance company is stalling with the payments. How quickly should claim payments be made after an accident?

Answers

In a no-fault jurisdiction, you are allowed to have your medical bills paid right away even before attorneys pursue claims through trial or mediation. Your medical bills should be paid directly either by your car insurance company or the defendant's. Many states have regulations in place that set response limits by insurance companies.  For example, in California, upon receiving a proof of claim, the insurer should immediately but not more than 40 days accept or deny that claim.

Unfortunately, some unscrupulous insurers seek delay tactics in order not to pay the rightful claims. They hope that by delaying payments, the victim will tire of waiting and drop their pursuits for payment. These tactics are considered bad faith practices and can incur sanctions against the offending company. Other tactics include a dishonest denial of liability and low balling damage settlements (this is often done with repair costs to damaged autos).

If you feel the insurance company is acting in bad faith, or if you have questions about their compensation policies, be sure to consult with an experienced attorney to determine your rights.

Talk to a Car Accident Attorney to make sure your rights are protected and you are treated fairly by the insurance company.

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