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Answers
In a no-fault jurisdiction, you are allowed to have your medical bills paid right away even before attorneys pursue claims through trial or mediation. Your medical bills should be paid directly either by your car insurance company or the defendant's. Many states have regulations in place that set response limits by insurance companies. For example, in California, upon receiving a proof of claim, the insurer should immediately but not more than 40 days accept or deny that claim.
Unfortunately, some unscrupulous insurers seek delay tactics in order not to pay the rightful claims. They hope that by delaying payments, the victim will tire of waiting and drop their pursuits for payment. These tactics are considered bad faith practices and can incur sanctions against the offending company. Other tactics include a dishonest denial of liability and low balling damage settlements (this is often done with repair costs to damaged autos).
If you feel the insurance company is acting in bad faith, or if you have questions about their compensation policies, be sure to consult with an experienced attorney to determine your rights.
Talk to a Car Accident Attorney to make sure your rights are protected and you are treated fairly by the insurance company.
References:
Posted by Sharon Cullars on 28 Apr 2010
1 person found this useful
(1 Votes)