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America seems to be a nation of busy people who are in a hurry to get to work, drop the kids at daycare of communicate with their boss while stuck in traffic. Hurried and distracted drivers account for a majority of accidents resulting in serious injuries and costing billions of dollars each year. Your first instinct may be to contact your insurance company to let them know what happened. This may not be your best option if determining fault is still an issue. Victims may only be offered a small insurance payout that fails to cover the cost of getting their car repaired or replaced.
Whether to retain the services of an attorney for your auto accident claim may depend upon several factors:
Insurance payouts for auto accident cases not involving serious injuries are usually offered to get the claim settled quickly and for the least amount possible. While it may seem like a good idea to take what’s offered, negotiating with the insurance adjuster could pay off.
It can be hard to know when it’s time to settle or fight. If your injuries have caused you any type of temporary or permanent disability, taking a small settlement won’t come close to covering your medical expenses. Consult a car accident lawyer and get their opinion of whether you need the help of the services for your claim.