What if I don't like the amount my insurance adjuster offers?

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What if I don't like the amount my insurance adjuster offers?


Car accidents occur on a daily basis. Insurance adjusters commonly spend their days working to gather information about an accident and then determining what the right amount to cover the accident is acceptable. No matter if you are working with your insurance adjuster or that of the other person involved in the accident, there are some very specific guidelines to keep in mind.


The job of the insurance adjuster is not only to gather information but to close the transaction as quickly as possible with the least paid out. Once you file a claim with the company, the company will analyze the data and then produce a specific claim value. It is always a good idea to carefully analyze this number. As you do, consider the following steps when you do not agree with the amount offered to you.

  • Contact the insurance company and ask for an explanation of the claim’s value. Determine if something was not accepted and why.
  • Ensure you provide clear and well documented evidence of your financial loss due to the accident.
  • You can offer a counter claim, which allows you to request a higher amount based on additional evidence.

If you still find yourself unable to get the level of compensation you want and need, it may be necessary to take legal action. This should be the last step.

Hire an Attorney

If you are involved in a car accident, one of the first steps you should take is to hire an attorney. A car accident attorney can help you to get all that you can get from the insurance company.