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The amount of time it will take for the car insurance process depends on your case. There is no specific legal length of time for auto accident settlement. It will depend on how much money you want to receive for the claim. If what you are asking for is considerably less or favorable to them, the negotiations will be a lot quicker that you thought. This may mean a good business for the insurance company, but this is not a good option for you.
What you can do is to get all the evidence and documentations that you will need regarding your case and study how the insurance settlement process works. The success in your car insurance claim will depend on how strong your case is so be sure to get all your paperworks ready.
It is very important to hire a competent lawyer to assist you with your car insurance settlement negotiation especially of the insurance company refuse to pay for the claim or if they do not want to pay the rightful amount that you deserve. Your lawyer will help protect your rights and make sure that you get a fir settlement.