Is a car accident injury claim the same as a civil lawsuit?


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Question:

I got into a car accident while my friend was driving and I was badly injured. The accident was my friend’s fault, but I don’t really want to sue him and get him into trouble with his insurance company. I do want to recover my medical expenses and stuff. Is a car accident injury claim the same as a civil lawsuit or can I get my money back without suing him?

Answer:

There is a difference between a civil suit and a car accident injury claim in many cases. A car accident injury claim can be made directly to the insurance company and the insurance company can determine how much is appropriate to pay you and offer you a settlement.

A civil suit on the other hand, involves filing papers wit the court and then having to prove your case. The judge or jury would decide damages in a civil lawsuit, unless the insurance company offered you a settlement that you accepted. In order to understand the difference, and to ensure that you get the recovery you need, you should consider speaking to a car accident attorney who can help explain your rights and help you file any necessary claims.

This site does not provide legal advice and users of this site should not interpret any of the information presented here as legal advice. The information provided merely conveys general information related to commonly asked legal questions. We are not a law firm and the employees responding to questions are not acting as your legal attorney. You should ultimately consult with a lawyer for your case.

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