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What damages should be counted in a car accident settlement?

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Question:

I was involved in a serious car accident last week. I was on my way to a birthday party with two friends. One of them is still in the hospital, and though I was not at fault in the accident, I feel somewhat responsible for my friend’s extensive injuries. The multiple gifts in the car were destroyed, and I keep much of my work materials in my car, which were destroyed. What damages can I include in my insurance settlement?

Answer:

A car insurance settlement is determined by two major claims: property damage and personal injury. Property damage is not limited to the vehicle, but includes all property involved in the accident, and should be professionally appraised to be included in the claim. There are many factors associated with personal injury, as in this case, which should all be included in the claim.

Personal injury is not limited to the physical effects of the car accident that are often the main cause for insurance claim. Any effects on one’s employment and the emotional trauma that often occurs, such as in this case, should also be included in the claim. Though emotional damages are abstract, they can lead future and concrete problems, like medical mental treatment. Because of this, detailed documentation of all those involved and their relationships are needed. These damages and possible future costs can be assessed with the help of medical professionals to be included in the insurance claim.

Talk to a Car Accident Lawyer to find out more about what you should get for your car accident claim.

References:

Posted by Greg Cohoat on 05 May 2010

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