Can I file a personal injury suit for a car accident?

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Question:

Last month, a red Honda ran the light and sideswiped my car in the intersection. I was hospitalized for nearly a month with complicated back injuries and have incurred a lot of bills. What the insurer is offering only would only cover a small percentage of my debt. I want to know whether I can bring a personal injury suit against the other driver to satisfy my medical debt?

Answer:

Even when you file a claim with an insurer, it is best to pursue your rights with a personal injury suit. It has been statistically shown that personal injury victims recover significantly more when represented by an attorney.

Many victims, especially those injured in a car accident, believe that they can only recover what is offered by the insurance company. This misconception places most of the leverage with the insurers, who often offer low ball amounts to the injured. When a plaintiff is represented by an attorney in a suit, the playing field is evened up and on average, the possibility of a larger settlement award more than doubles.

In the case of a back injury, the amount awarded depends on such factors as the severity of the injury, the length of the treatment, financial losses including loss wages, pain and suffering, and whether the victim can continue to work in his field. Even if your doctor verifies your physical damages, the defendant's attorney may require that you undergo an examination by an independent physician.

Talk to a Lawyer experienced with car accidents to determine the actual recoverable damages in your case.

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