How do I make a medical payments claim after a car accident?

The answer in large part depends on where you live and whether you have sufficient coverage to cover your medical damages. If you live in a no fault state, your own insurance company automatically pays your medical bills after an accident through a required coverage provision called personal injury protection, or PIP.

If you live in a fault state, however, then your insurance company may not pay your medical damages if you are deemed to be at fault and if you didn’t purchase personal injury protection or medial injury protection (which are voluntary add-ons to coverage in fault states). In such cases, the only way you would be able to recover your medical payments is if it was determine the other party is at fault.

Generally, the first thing you should do is to contact your insurance company to tell them what happened and to find out about your coverage. They will guide you in filing your claim from there. An experienced car accident attorney can also help you to determine how to file your claim and recover your damages.

Talk to an Accident Attorney to find out how much money you are entitled to, and what legal options you have to get compensation.