How long will it take to settle a car accident insurance claim if I've been disabled?


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Question:

I was in a car accident that injured my spinal cord and left me basically disabled and unable to work. I've hired an attorney and want to know how long it will take to settle my insurance claim.

Answer:

In determining a car accident settlement, several factors are considered including the severity of the injury. In the case of a permanent disability that prevents the victim from earning an income, the collectible damages may include not only medical expenses, but loss of wages, pain and suffering, even loss of consortium. Based on the severity of your injuries and your inability to work, the amount of your award will be larger than that given to someone with marginal injuries. Also, due to your catastrophic injuries, the at-fault insurance company may seek to avoid a trial and settle as quickly as possible. However, they may offer you less than what is needed to cover your medical expenses. State laws vary regarding settlements, but states do set limits in which an at-fault insurance company must answer a claim. If they go past that time limit, your lawyer can pursue means to force them to act in good faith.

Also, in a no-fault state, you can request payment of your medical bills while the claim is being pushed through a trial or mediation.

Talk to a Car Accident Attorney to find out what rights you have regarding getting compensation and settling your claim for a fair amount quickly.

Good luck.

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