How do I know if I should hire a lawyer for my car accident injury case?

Your wife is right to be concerned. Even though it seems the settlement the insurance company is offering is enough to cover your current damages, once you sign a waiver, you are prohibited in asserting any latent damages that may arise in the future. Unfortunately, hidden physical problems may take months to arise after an accident and can prove to be very costly. Retaining a car accident injury lawyer will preserve all of your rights, both patent and dormant. Personal injury lawyers know the ins and outs of cases like yours, including what physical exams should be performed to assess any physical problems that might arise later. Insurers try to persuade accident victims to quickly sign waivers for this reason. The money the defendant insurer is offering may seem enough to cover your obvious injury, but you should not take the chance against any future physical complications.

Talk to a Car Accident Lawyer to determine your rights in this case, and to make sure you are not low-balled by the insurance company.