Is there a way to calculate the value of my car accident injury?

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Question:

Last week while driving, I was hit by a drunk driver. Luckily, I was not injured very badly, and my medical costs won’t total very much. However, the injury was to my right hand. I am right handed, this injury has left me unable to work at all, and future work may be more difficult because of the injury. Is there a way to calculate the value of my injury as a whole?

Answer:

The two major costs associated with assessing the total costs from a car accident are property damage and personal injuries. Damage to property can be assessed easily by professional appraisals. But personal injuries involve many more complexities that cannot be assessed precisely in any way, and because of this professional legal aid is suggested for accuracy.

Medical costs are fairly simple unless there are possible or imminent future costs. To account for future medical costs, visiting more than one doctor will provide enough information for an accurate range of possible costs. In addition, any emotional or mental trauma should be compensated for, and is the most difficult to determine unless there will be medical mental treatment to be compensated for. Records of this and all other physical injuries must be released to the insurance company.

For this case, the most important costs to be compensated come from employment problems. Compensation for missed work is calculated through the employer, directly by what would have been earned. And when future earnings may also be affected, such as in this case, there should be further compensation that is calculated by what earnings will be lost by the injury. Employers provide varying forms of injury compensation, but they will not negate the full insurance compensation for the injury.

Talk to a Car Accident Lawyer to find out more about your case, and learn if the insurance company is making you a fair offer.

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