Do I need to file a lawsuit for a car accident injury?

Even if both parties are insured, it is always prudent to contact an attorney to make sure that you get the best settlement possible. Filing a suit protects your rights that may not be satisfied with the insurance coverage. An attorney will make sure you file timely because the statute of limitations varies from state to state. Also, an attorney is better able to determine all damages, including damages that are not readily apparent to you, including latent medical conditions that often arise from car accidents.

If you are unrepresented, you may run into some bad faith tactics from the at-fault insurance company including stalling and low-balling. Although by the terms of the insurance policy you may only recover a certain amount, you do not want to have to settle for less than you are due. Some insurers hope that if they stall enough, you will forgo filing a lawsuit altogether. Having an attorney gives you leverage to deal with these types of tactics.

Talk to a Car Accident Attorney to determine what damages you can recover for your car accident injury.