I was hit by a drunk driver with no car insurance, how do I recover damages?

Being hit by an uninsured motorist can be a nerve wrecking experience and leave you in doubt on the possibility of being able to recover for your damages. Some states actually have mandates and requirements for uninsured motorist protection through your insurance carrier, while others don’t. First of all, if you are covered under this segment of your insurance, then the insurance provider will step into the shoes of the vehicle that did the damage and formulate a settlement on that basis. However, in that situation, the insurance company is not necessarily your friend and won’t act in your best interest.

It would be highly advisable to contact a Car Accident Attorney to review the details of your case before filing an Uninsured Motorists Accident claim. They can ensure that you are awarded a fair settlement that covers the full extent of both punitive & compensatory damages. If the insurance provider is still unable to provide a fair settlement, you would be able to take the charged driver to court and sue them for their assets as well. The uninsured drunk driver will more than likely be charged to the full extent of the law especially taking into consideration he was intoxicated as well. In either case, contacting a Car Accident Attorney would be highly advisable in this case before accepting any type of settlement.