I recently got into a car accident where I wasn’t at fault and was injured and had my car totaled. My insurance company is working out a settlement right now and I was wondering how they evaluate the settlement amount?
My insurance company is preparing a settlement for my accident, how do I know its fair?
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Answer: (1)
The method in which claims are evaluated can vary among insurance providers. Long story short, they will attempt to provide as conservative as a settlement as possible, one that may fall short of fully covering you for the damages you’ve incurred. They usually have their own repair shops they will use for the damages as well. It would be wise to hire a Car Accident Attorney to carefully evaluate the damages you’ve incurred and help advocate a fair settlement amount from your insurance company. If the other driver was also at great fault, you may have the option to sue the other driver for additional compensation.
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Posted by Staff Writer on 29 Jan 2010