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I got into an accident that was not my fault but I am not insured, can I still recover for damages from the other driver?

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Question:

I was in recently in a not at fault car accident with no insurance. The insurance company is refusing to pay me for the damages and I cannot afford to repair my car which is estimated at $5,000. It is also not drivable and they are still holding it.

 

Answer: (1)

If you do not have insurance, the other drivers insurance provider will do everything in their power to refuse paying for your damages, and due to certain state laws, they would legally be able to do so. Before you had made your statement to the other parties insurance company, you should have consulted with an Attorney as that would have been extremely important and helpful.

You would be able to hire an attorney and take the other driver to a small claims court where you could usually recover up to $7,500 of the damages. Good luck to you.

References:

Posted by Staff Writer on 29 Jan 2010

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