Wisconsin Car Accident

Winter Car Accidents Lead To Insurance Questions

Madison WI Wisconsin's annual return of cold and snow will bring out another annual event, more car accidents. Whether you've been involved in a recent accident or not, the Office of the Commissioner of Insurance (OCI) has some helpful information on car insurance available.
"The best time to think about your auto insurance is before you've been in an accident," cautioned Insurance Commissioner Connie L. O'Connell. "Reviewing your policy is a good idea this time of year to make sure you understand your coverage and that you have enough of it. But if you are in an accident, taking a few key steps may get your car repaired more quickly."In a free booklet titled Consumer's Guide to Auto Insurance, OCI has information available for both situations to help answer questions from how to buy insurance to settling a claim after an accident. For example, O'Connell offered the following tips if you are in an accident:
Call the police. A police report can help if you have an accident or if your car is stolen or damaged by vandals.
If the accident involves others, make sure you get names, addresses, vehicle identification information, and insurance information from others who may have been involved.
Call your agent. Phone your agent promptly, even if you are far from home. Have your policy number ready, plus all license numbers, phone numbers, and other information.
Ask your agent. Find out what documents, forms, and data you will need. If you have any questions, your agent will be able to assist you in filling out the forms.
Cooperate and answer all questions fully. Your insurer, agent or an adjuster may call you for more information or ask to examine your damaged vehicle. In order to determine the extent of damage, they must have access to the vehicle. Maintaining open communication with all the parties involved will help keep the process moving.
Take notes. Whenever you talk with insurance company employees, your agent, lawyers, police, or others, write down the date, times, names, and subjects you talked about. Include all decisions or promises made.

Contact Wisconsin Car Accident Attorneys

Contact a Car Accident Lawyer near you now and get a FREE Case Evaluation.