You may be unable to think clearly shortly after your car accident due to the traumatic nature of the event. Having a "car accident checklist" in your glovebox is a useful tool to guide you through the steps you should take, both before and after a collision.
Before the Accident
1. Plan ahead by equipping your car with emergency items such as a pen and notepad, your car accident checklist, a first aid kit, road flares, a camera, a reflective blanket, a flashlight and cell phone. Carry your health insurance card and a list of medications, allergies or health conditions inside your wallet.
2. Carry your car registration and proof of insurance in a protective folder and place it in your glove box or clipped to your sun visor so that it is readily accessible.
At the Scene
3. Take a deep breathe to clear your mind. Check on your passengers to determine if they need emergency medical assistance. Call 9-1-1 to summon police to the scene. Advise the operator if you or others need emergency medical assistance.
4. Turn on your emergency blinker. If no one is injured and your vehicle damage is minor, move your car to the shoulder of the road and out of harm's way. Otherwise, keep your seat belt on and remain in your car until emergency assistance arrives.
5. Take out your pen and paper and document the time and location of the accident. Note any adverse weather or road conditions that may have contributed to the incident.
6. Remain calm and courteous to all parties. Above all, do not admit fault for the accident. Avoid making any statements regarding the collision unless you are speaking to law enforcement officials.
7. Write down the license plate number, the year, color, make and model of any vehicles involved. Obtain the owner's name and address, his birth date, phone numbers and driver's license number. List the policy number and any other insurance information from the driver's insurance card.
8. Obtain the name and contact information of any witnesses.
9. Obtain the name and contact information of injured parties.
10. Obtain the name and badge number of the investigating officer. Ask the officer if any driver was cited at the scene for traffic violations.
11. Take photos of your vehicle damage. Make a brief sketch of the accident scene, indicating the names of the highway or cross streets and the direction in which your car was travelling at the time of the accident.
After the Collision
12. Do not speak to the adverse driver's insurance company. Immediately report the collision to your insurance agent. Write down your agent's name, telephone number and the claim number assigned to your case.
13. Obtain a copy of the police report from the police station.
14. Obtain legal counsel. Take the police report, any insurance correspondence, damage estimates, medical receipts or other accident information to the lawyer to assist you with your personal injury claim.
Seeking Legal Counsel
Contact a qualified personal injury lawyer to answer any questions regarding your car accident claim and to assist you in receiving fair compensation for your personal injuries.
