Knowing how the claims process works is inevitably the best way for you to expedite your car accident claim. Many people (whether lawyers, insurance company representatives, doctors or friends) will go as far as to say that there is a fool proof way to expedite the whole claim process. While this may not be true, depending on your situation, there may be a way to speed up the process slightly. Understanding that a car accident claim is just a process (much like anything else) will better help you expedite the claims process.
Expediting Your Car Accident Claim
As soon as you make the claim for the accident by reporting it to your insurance company (or the other party’s insurance company) you should definitely make sure that you have your loan information and your title information at hand so that you can be prepared to discuss it with the insurance company. Usually at settlement time, the insurance company will request a copy of both the title and the loan information on your car. Without that information you will only prolong the entire claims process.
Expediting the process is something that can be looked at as either hit or miss. If you are expecting it to happen overnight, you might consider reviewing the entire claims process regarding an automobile accident with your insurance company.
Learn as much as possible about the insurance company that has insured your car:
- You need to know their track record for handling car accident claims.
- Try to find out if they make it a point to stand behind their admission of liability. If so, then you might have a chance at expediting your car insurance claim.
- Also, make sure that you know the full extent of any injuries that you incurred. It is important to have a clear idea of this, because if you do not, you will not know what to expect in the form of a settlement. You have to read between the lines in order to properly expedite your case.
Remember, you should not try to expedite your claim at a cost of getting the recovery you deserve. In other words, Instead of asking how to expedite your car accident claim, you might consider asking what the value of your case is. You should know that value in car accident claims is assessed by how detrimental your injuries are and how bad the damages to the car may be.
Hiring an experienced and professional attorney can also go a long way towards expediting your case. Your attorney can assist you in interfacing with the insurance adjuster or insurance company, and in understanding your policy terms. Your insurance company may also be more willing to negotiate and be fair with a professional attorney than with the average layperson.