There are laws you should know when making Arizona car accident claims. Arizona uses an automobile tort system which means someone will be declared at fault for causing the accident. In Arizona the right of an automobile accident victim to sue whoever causes the accident for specific damages is always preserved.
Someone Will Be Held Responsible for Accident
Under the automobile tort system, fault must be determined at some point after an accident occurs. Once a person or organization is found at fault the damages are then covered by the responsible insurance company.A person can sue for damages if the suggested insurance settlement is inadequate. Damages can include auto repairs, medical expenses, other property damage, lost income and compensation for pain and suffering. There is a large potential liability in an automobile tort system, and that’s why it is important that you get an attorney involved before you even file an insurance claim.
Attorney Advice Critical in Automobile Tort System
Arizona has minimum limits set as far as the amount of insurance a driver is required to carry. The mandatory minimum coverages are fairly low for bodily injury and property damage liabilities which encourages the filing of lawsuits. A driver can also voluntarily purchase uninsured/underinsured motorist bodily injury coverage. But even with this additional coverage, a car accident claim for compensatory and punitive damages can be significantly in excess of insurance coverages. When speaking with an insurance company representative without an attorney, it is important that you do not admit any fault. Even a statement like, “I didn’t see him right away” can lead to you being held at fault. It is better to avoid saying anything until an attorney reviews the accident circumstances and any documentation.
Attorney Advice Critical in Automobile Tort System
If the other person is clearly at fault, it’s equally important to consult with an attorney familiar with Arizona law before accepting an insurance settlement. You are entitled to full and fair compensation that restores you to whole status again. You also have the right to sue for punitive damages for pain and suffering or negligence on the part of the other driver. Since there are no limits on the amount a person may sue for in an Arizona accident law suit, it’s important to get legal advice sooner rather than later.
