Within the state of Washington, a car accident that includes any type of personal injury is reported to and investigated by the Washington Department of Transportation. These accidents are typically reported to a law enforcement agency which completes a report and investigation. However, a driver is also obligated under state law to complete an accident report in the event that a police officer is not assigned to investigate the collision. As with all states, Washington car accident injuries are covered by laws that regulated compensation for any type of injury, so knowing those laws is important.
Common Compensation Categories
Often those injured in automobile accidents think that compensation is only provided for direct medical expenses occurred in the treatment of the injury. In reality there are several different types of categories of common damages that insurance can provide benefits for. These include but are not limited to:
- Pain and suffering
- Loss of earning potential
- Ongoing medical costs for treatment
- Ongoing physical rehabilitation costs
- Loss of income
- Counseling and recovery from emotional trauma
Insurance companies offer only a minimum settlement and definitely don't point out other categories of compensation the injured party may be entitled to. Since most consumers aren't knowledgeable about compensation options, this can work for the insurance companies in offering only the lowest possible payout.
How are Claims Settled?
The insurance company strives to get a quick settlement with the injured individual or individuals in the case. This includes pressure to file the insurance claim and accept the offer provided by the insurance company. Getting an attorney to act on your behalf with the insurance company will slow down the process and allow you to get necessary medical records, determine the long term effects of the injury, as well as plan for the long term costs of care and recovery. The attorney will also prepare to go to trial in the event that an acceptable amount is not offered in pre-trial negotiations. This may include obtaining depositions, gathering expert testimony and managing the evidence that will be presented in the case under the appropriate Washington laws.
Experienced Legal Help is a Must
Washington laws on compensation in car injuries are certainly known by the insurance company and they will use these laws to their advantage. Having professional, experienced legal representation early in the process will ensure that you get the settlement you deserve to offset medical expenses and other damages incurred in the accident.
