What is the BASE formula calculation for a car accident?

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What is the BASE formula calculation for a car accident?


Whenever you are the victim of a car accident, figuring out what your claim is worth may be the last thing on your mind. If you were injured as a result, your primary focus may be on trying to recover and get back on your feet. Once the medical bills start rolling in, the reality of how you are going to deal with all of this may prompt you to start doing the hard math.

What is the BASE Formula?

The Baldyga Auto Accident Settlement Evaluation formula (BASE) was created by Dan Baldyga. He is considered to be a leading expert regarding how car accident claims are valued. The BASE formula calculation is determined by considering the following values:

  • The Low value is multiplied by 2
  • The Middle value is multiplied by 3
  • The Mean value is multiplied by 3.5
  • The Premium value is multiplied by 4

The first step in using the BASE formula calculation is to add up all of your damages, such as medical bills, including the cost of an ambulance or prescription medications. Medical equipment or therapy needed to recover from your injuries should also be added to the total, along with the cost of lost wages.

Calculating the Amount of Damages

In any personal injury claim, it is important to tally up what are called “non-economic” damages. These can include:

  • Pain and suffering due to your injuries
  • Temporary or permanent disability
  • Any permanent scarring or disfigurement
  • The amount of emotional distress you suffered

In addition to the above, other relevant variables will be considered. These typically include the personal character and credibility of both parties, the age, occupation and marital status of the plaintiff, and the driving record of both the defendant and the plaintiff.

Getting Help From a Skilled Legal Expert

Although you may be able to approximate the value of your car accident claim, negotiating with the insurance adjuster is a whole different ballgame. These folks are skilled professionals in intimidation techniques and will try you pay you the least amount possible. If your injuries are severe and you are unable to return to work, it’s time to get legal help. Consult with a car accident attorney to assist you in handling your case.