Injury Claim Advice: Car Accident Compensation Available

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Injury claim advice should be sought by anyone who has sustained a car accident injury due to another party’s negligence. Under the Personal Injury or Tort Law, individuals are entitled to monetary compensation if they have been harmed or injured by another person or entity’s fault. This includes car accidents that are caused by another driver. Making a claim for such compensation would require thorough understanding about the process. Here are some of the things that you need to know regarding this matter.

Damages and Compensation

In car accidents, you can make a claim for two types of damages: special damages and general damages. Special damages refer to the expenses you have spent and income you have lost due to the accident. These include medical bills (hospital stays, doctor fees, laboratory tests, medications, and so on) as well as auto repair and restoration expenses. Apart from that, special damages also cover the income you have lost due to your inability to work after the accident. General damages, meanwhile, refer to the pain and suffering the accident has inflicted on you. To be more specific, these cover mental anguish, stress, embarrassment, emotional distress, loss of consortium, loss of enjoyment, fear, trauma, and physical disfigurement or disability.

Calculation of Damages

Special damages are calculated by determining the total amount of the expenses and income lost as a result of the accident. General damages, on the other hand, are determined by multiplying the amount of special damages 3 to 5 times, depending on the degree of the injury. In extremely serious cases, special damages are multiplied up to 10 times.

Making a Claim

In order for you to make a claim, you need to present all the necessary documents related to the accident. These include medical records, hospital bills, physical therapy expenses, doctor’s fee, expenses on medications, auto repair and restoration receipts, employment pay slips, employer’s statement, photographs of the accident scene, contact details of witnesses and parties involved in the accident and so on. It is necessary to notify your insurance company immediately after the accident.

Getting Legal Advice

The best place for you to get legal advice is from a reputable lawyer who specializes in personal injury claims particularly for car accidents. An attorney will help you through the process by gathering all the requirements you need to make a claim and help build a strong case from these. He/she will work to the best of his/her ability to determine the amount of compensation and help you get the claim that you need and deserve for your recovery.